Home Care insurance plans make it possible to stay in your own home with skilled assistance when faced with a medically necessary need for home health care.
This insurance can help you recuperate at home by covering physical, speech and respiratory therapies, and other medically necessary treatments.
You decide how to spend the benefits. Benefits are paid directly to you or a medical provider that you designate and are paid in addition to any other health care coverage including Medicare. The benefits and premiums for these plans will vary based on the plan options selected.
The benefits available include:
* up to $1500 weekly maximum
* a choice of covered weeks: 13, 26, 39, or 52 weeks
* waiting periods: 0 or 20 days
* issue ages 50-89 (age at last birthday)
The coverage will pay a weekly benefit for in-home care by a home care practitioner or a qualified staff member of a licensed home healthcare agency.
